If you live in a flat you may occasionally have an issue with leaks and flooding from neighbouring flats. When this happens tenants tend to look to their landlord to rectify the situation, but it is not that straight forward.
It is a landlords duty to repair structural items such as walls, ceilings and plasterwork in a rental property should a leak occur. A landlord should accept responsibility once they are made aware of the damage. Once informed, the landlord must carry out all repairs in a timely period and to a reasonable standard.
Who is responsible for tenants belongings?
Tenant’s possessions may have been damaged due to a leak and they may assume that the landlord is responsible for replacing these items, this is not necessarily so!
Where the damage has been caused by a leak or flooding from a third party’s flat then the tenant should pursue a claim against the third party. If the tenant has contents insurance, the tenant is advised to make a claim on that policy and leave it to the insurance company to pursue the third party. Where no contents insurance exists, the tenant is advised to take court action against the third party to recover any money for the damage to their possessions.
A landlord may be liable for his tenants possessions if the leak or flooding has originated because the rented property is in a state of disrepair.
I would recommend that all tenants take out contents insurance if their budget allows them too.
If you are thinking of getting into the property rental market and don’t know where to start, speak to us for impartial advice and guidance to get the best return on your investment. For more information about other potential investment properties that we could introduce you to, or to ask about our thoughts on your own investment choices, call us now on 01827 425195, you can always email me on Lorraine@hallandthompson.co.uk